Debt isn’t just about numbers, it’s about your heart and mindset. In this episode of Fearlessly Debt Free, Lisa-Marie Hintze shares how emotional readiness is the key to becoming truly debt free. If ... ...more
Finance
August 27, 2025•5 min read
I bought my house for $112,000 in 2014 with a 30-year mortgage, and I'm currently carrying $148,000 worth of debt...I started to use the Debt to Wealth Debt Shredder in August, and I'm on track to be debt-free in 6 years and saving $62,000 in interest...in a little over 2 months, I've already saved $1100.
After doing my Free Debt To Wealth Debt Shredder analysis and found out that with my $24,955.82 in student loans I would be able to save 36 months of payments, saving a total of $13,915.08 and $2,677.65 in interest!!
My boyfriend and I moved in together in 2010, both having been divorced and taking on all the debt. As you can imagine, it was a considerable amount of money. We refinanced our mortgage in 2011 (30-year mortgage).
We started using the Debt to Wealth Debt Shredder program in May of 2013 after much consideration. I must admit I struggled terribly to let go of my own way and to accept that this system was way smarter than I was.
Eventually, I was able to trust completely in this system and the results came in. As of today, we have an Actual Savings of $151,890.51 and a Potential Savings of $296,721.57. We have paid every other debt off and have only our mortgage remaining, with 5 years to go.
Cheryl & I just bought a home together and got a 15 Year mortgage for $140,000. The mortgage people very happily told us about the low 3.625 APR and the low(er) monthly payment we would have. What they glossed right over was that if we paid the loan off as we contracted, we would pay over $41,600 in interest.
Enter the Debt to Wealth Debt Shredder. Using the power of this incredible program and the money we already earn, the algorithm will have us paid off in 7.8 years. We will own our home outright in half the time.
Plus, we will KEEP ½ of THE INTEREST!
Saving $ 21,424.42 FOR OUR FUTURE AND OUR SECURITY.
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